Yup, speaking as the publisher of the game and probably 2nd ranked as the person who's played the game (1st being the game designer Eric Vogel himself!) Jason has this exactly right. Talents are different from stunts. Stunts are a powerful one-time-per-game effect, while talents are a side-effect that occurs every time you discard for Fate. This is covered on page 5 of the game's rulebook.